Brigit App Review: Paycheck Advances in 2022 Full Review of Brigit

Brigit App Review: Paycheck Advances in 2022 Full Review of Brigit

Brigitte is an app that offers small-dollar paycheck advances as well as budgeting and credit-building features. Brigitte is a payday loan app primarily known for its payday advances that allow customers to access up to $250. However, Brigitte is more than a paycheck advance app.




Brigit has several other features like budgeting and overdraft fee protection which can make it a great loan app. However, it will cost you some money to fully use Brigitte.

What is Brigitte?

Americans who live paycheck to paycheck about one-third of the entire population. Each of these Americans count on their next payday to pay on things like utilities, rent, loan and credit card payments, as well as buy essentials. Food, clothing and transportation. If you’ve been living paycheck to paycheck or ever, you know how difficult it is and how stressful and overwhelming it can be.

The fact that nearly a third of the population reportedly lives like this is a surprisingly huge and extremely disheartening statistic. To make it worse, companies like payday loan lenders take advantage of this and give undue credit to borrowers in an attempt to keep them in a vicious cycle of debt, known as the payday loan trap.

A payday loan trap can ruin someone financially and put them in a hole that can take years to dig. Loans may be necessary for these people living paycheck to paycheck but some lenders who offer it only want to harm you.

How Does the Brigit App Work?

Brigitte is a loan app that works to counter this with the aim of helping customers not incur overdraft fees. Brigitte is a payday alternative app that helps “bridge” the gap for users between paychecks, hence the name. By bridging this gap, users hope that they do not need to overdraft their account or take out these undue debts to help them make ends meet.

There are many apps that offer cash advances and it can be difficult to differentiate between them. However, Brigitte differentiates itself by working harder to prevent its users from overdrafting their checking account than its competitors. While this can cost you money, using Brigit can save you more in overdraft fees than you have to spend each month.

This can seriously save you some cool money which you can then put towards important things like your savings goals.

Pros and Cons

Pros 

  • No interest or late fees
  • Option to extend due date up to 3 times
  • Sends notifications when you’re at risk of overdrafting
  • Automatic overdraft protection available.
  • Prevents overdrafting.
  • Budgeting
  • Completely online
  • No interest or tip fees
  • No credit check

Cons 

  • Lower withdrawal amount
  • Monthly membership fee of $9.99
  • Customer support only available through email
  • Doesn’t accept joint bank accounts.
  • No instant direct deposit.

How to Qualify for Brigit

  • Average salary $400 . should be more than
  • Receive $1,500+ per month from the same company
  • Receive three or more recurring deposits from your company
  • Bank account is currently $0. is above
  • Frequently use the bank account you’re hoping to use with Brigit
  • Bank account is not a joint account
  • Account has been open for more than 60 days.
  • Set up an account and connect your bank account. Brigitte will use this account to deduct monthly subscription fees and collect cash advances.
  • Brigitte assesses your account, gives you a score and decides whether you qualify for the advance.
  • If you are eligible, you agree to pay the membership fee.
  • Request an advance. Brigitte instantly deposits money into your account and sets a repayment date.
  • You get notification of two days in advance and payment due day. You can pay the money quickly by selecting the “Pay Now” button.
  • Brigitte takes the advance amount out of your account.

FAQ

What is Brigitte?

Brigitte is an app that offers paycheck advances of up to $250. The app includes budgeting and credit-building features, such as credit monitoring and credit-builder loans. Unlike other cash advance apps, Brigitte charges a flat monthly $9.99 fee.

What other apps are like Brigit?

Brigit is an app that lets you borrow from your earnings. Other loan apps that give you short-term cash are:




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