Dave App Review: A Low-Cost Banking Membership App Dave Full Review

Dave App Review: A Low-Cost Banking Membership App Dave Full Review

Everyone hates to see their checking account look toward $0 as the days look toward their next payday. Not only does this mean that discretionary spending is out the window, but the steadily declining balance may also cause some financial concern.

Dave is a banking and financial services app available on Apple and Android devices. The company was founded in 2017 to provide customers with a way to avoid bank overdraft charges. Since then, the company has teamed up with a banking partner to create a service that is on track to sign on more than 10 million members.

Will any transaction of a few days back clear the account from pending? Will a forgotten subscription suddenly lead to insufficient funds? Do I only need to put $5.00 worth of gas in my car to commute to work another day?

Of course, creating a cash cushion of $1,000 or more in your checking account can help relieve you of this financial worry. And finding ways to increase your income and cut expenses can help ensure you’ll have more money at the end of the month than you usually would.

The Dave app monitors your spending and alerts you if you are at risk of overdrawing from your account. When this happens, you can accept a cash advance to help you get through your next paycheck. There is no interest or fee, although the company accepts the suggestions.

Features of the Dave App

  • Cash advances are free.
  • No credit check required.
  • Must pay for membership.
  • Dave may automatically recoup advances if you don’t pay on your own.

Quick summary

  • Low Cost Banking Subscription App/Service
  • Everything is based on a checking account
  • Includes cash advance facility, rent reporting for credit building, and more

How to Sign Up for the Dave App

You can register online for Dave App by creating an account with username, password and mobile number. But in order to use Dave’s services, you must download the mobile app to your smartphone through the Apple App Store or Google Play.


To qualify for a cash advance, you must have a bank account with direct deposit set up, and that account must have completed at least the last two direct deposits. Dave will analyze your spending and earning habits to determine how much upfront you can spend. This amount may change from day to day.


Your cash advance repayment date will typically be your next payday. You can choose to make a partial payment before that date.


There is no minimum cash advance amount, although the maximum is $250.


A portion of any tip you volunteer to send to Dave will go to the nonprofit Feeding America.


  • Free-Banking Beyond Membership Fees.
  • Access to cash advances at no extra cost over the membership fee.
  • cash advance without interest or fee
  • no credit check required
  • Additional app features include automatic budgeting and side-by-side connections.


  • The subscription fee may not be worth the service compared to the free checking options.
  • Must pay for monthly subscription
  • Dave can automatically recover advances after the repayment due date
  • $250. small maximum advance of

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